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Bank of America

Finance

Source-backed from the published policy documents behind this report

107
reviewed findings
15
key findings
3
free to read here
4
verified controls

3 of them depend on where you live.

Privacy Snapshot

What the published policy covers, and how much we found under each. Tap one to read it.

  • Location 1 finding
  • Contacts 1 finding
  • Messages 1 finding
  • Sensitive Data 12 findings
  • Tracking 6 findings
  • Advertising & Profiling 15 findings
  • Sharing 29 findings
  • Controls & Permissions 28 findings
  • Other 14 findings

3 findings, in full

The first 3 of this report’s 15 key findings, complete — claim, reasoning, and the policy’s own wording.

Sensitive Data Bank of America may share medical information for coverage, claims or fraud

What this means

The stated reasons are learning whether you qualify for coverage, processing claims, preventing fraud, or your saying it can.

Bank of America may share medical information to determine coverage eligibility, process claims, prevent fraud, or if the customer consents.

Why this matters

Information that suggests a health condition is treated more strictly under several privacy laws than ordinary information.

What the policy says

We may share medical Information so we can learn if you qualify for coverage, process claims or prevent fraud, or if you say we can. To see your Information, write Insurance Operations, FL9-200-03-10, 9000 Southside Blvd, Jacksonville, FL 32256.

From Bank of America U.S. Consumer Privacy Notice

Source captured on

Sharing Third-party aggregation services may access your Bank of America account information

What this means

The access is described as being on your behalf, and covers you, your relationship with the bank, and your accounts.

Third-party aggregation services may access your Bank of America account information on your behalf.

Why this matters

Connecting an outside service is the step at which account data reaches a company other than the bank.

What the policy says

The third-party may access, on your behalf, information about you, your Bank of America relationship, and your accounts at Bank of America.

From Bank of America Privacy Notices and Choices

Source captured on

Advertising & Profiling Bank of America may use account information to personalize ads and offers

What this means

It names types of accounts, transactional information and the location in which you bank as examples of what it may use.

Bank of America may use information about your account relationship, such as account types, transactional information, and banking location, to decide which ads or offers to show you.

Why this matters

Where and how money is spent describes a routine, which is a different record from anything a customer chose to tell a bank.

What the policy says

We may use personal information about your relationship with us (such as types of accounts, transactional information or the location in which you bank) to help determine which advertisements or offers to present to you.

From Bank of America Privacy Notices and Choices

Source captured on

What you can do

A privacy control may reduce part of this practice, where it is available to you.

Plainlyst Premium shows where to find it, what it changes, what it doesn’t change, and what may stop working.

View in Privacy Tune-Up

12 more key findings a free account opens, by topic

  • Controls & Permissions 3
  • Sensitive Data 2
  • Advertising & Profiling 1
  • Contacts 1
  • Location 1
  • Messages 1
  • Other 1
  • Sharing 1
  • Tracking 1

Create a free account to read all 15

And every key finding for every company you use, with your companies saved and a dashboard of what is worth seeing across them, plus your Privacy Tune-Up. An email and a password — no card.

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Unlock the complete Bank of America report

A free account opens all 15 key findings. 92 additional reviewed findings are available in the complete report.

  • Sensitive Data 9 more
  • Tracking 5 more
  • Advertising & Profiling 13 more
  • Sharing 27 more
  • Controls & Permissions 25 more
  • Other 13 more

  • Complete report

    92 additional reviewed findings, each shown with the policy wording behind it, like the 15 above.

  • Privacy Tune-Up

    4 verified privacy controls, 1 of them high-impact — where each one is, what it changes, and what may stop working.

  • Stay protectedPlanned

    Told when the policy changes.

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Plainlyst simplifies selected disclosures from privacy policies. It does not claim to capture every statement or practice in a policy, and it is not legal advice.

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Official sources only. Every finding quotes the company’s own policy, and every record names the document behind it. We do not grade anybody.